Free 49-page Personal Finance E-book from The Simple Dollar

The Simple Dollar is offering a free 49-page personal finance e-book (in PDF format), Everything You Need to Know About Personal Finance on Just One Page, which collects and discusses Trent Hamm's favorite ideas and strategies about good financial planning and frugal living in one highly readable book. Here you will find Trent discussing in detail, his five-point plan for personal finance success:

1. Spend less than you earn (My comment: how true! Frugality and saving is still the best way to personal finance success, and not leveraging and gambling).


2. Earn more (Trent offers lots of strategies to increase your income and earning potential)


3. Life Frugal! (My comment: my sentiments exactly!). In this section, Trent outlines 100 great tips for frugal living, as well as things to avoid.


4. Manage your Money! Here Trent outlines all the steps you can take to manage your money well, e.g., pay off high interest debts, build emergency fund, etc.


5. Control your own destiny! How true.
   

In addition, Trent also includes his recommendations of personal finance books and blogs that you could read or follow.

In short, this free e-book is worth your time, not only because Trent has so generously shared it for free under the Creative Commons license, but his ideas and strategies are commonsensical yet ignored by many folks who fall prey to shortcuts that only lead to financial ruin.