Free sample of Gain with Febreze freshness
via: ilovegain.com
Thursday, July 23, 2009
Tuesday, July 14, 2009
Saturday, July 11, 2009
Free Sample: Vaseline Aloe Fresh (Costco)
Free sample of Vaseline Aloe Fresh
Note: You don't have to be a Costco member to get the free sample. Leave the Costco ID blank. If you need to, type any random 12-digit number for Costco ID.
via: Costco.com
Note: You don't have to be a Costco member to get the free sample. Leave the Costco ID blank. If you need to, type any random 12-digit number for Costco ID.
via: Costco.com
Friday, July 10, 2009
Wednesday, July 8, 2009
A Penny Saved Is A Penny Gained #03
Today's round-up of my favorite money saving tips (continued):
- I avoid ATM fees by always keeping track of my cash balance and withdraw money fee-free from the ATM of my own bank before I run out of cash.
- I watch movies and catch up on my TV series on Hulu and Boxee instead of shelling out money for cinema tickets, Netflick, Red Box, Blockbuster or my local cable company.
- I brownbag my own lunch instead of eating out during lunch time at work.
- I fill my own reusable water bottle with filtered tap water (I use Brita filters) from home instead of buying expensive bottled water.
- Instead of buying ready-to-eat salads, I make my own salad by buying bulk vegetables and cleaning them myself.
Read my other blog entries in A Penny Saved Is A Penny Gained Series.
Tuesday, July 7, 2009
Friday, July 3, 2009
Tips On Finding A Comfortable Coach Seat Without Upgrading
It's high season for summer travel and airlines are enticing would be travelers with all sorts of fare sales to fill empty seats. I have previously blogged about "saving money on your summer air travel."
It is one thing to save money by finding the cheapest air tickets, it is quite another thing to find a comfortable coach seat without paying extra or upgrading, in view of the fact that airlines are shrinking legroom to squeeze more seats into planes.
I swear by www.seatguru.com to help me figure out which seats are the most comfortable (e.g., lots of legroom). After finding the seats I want, it's time to figure out how to book those seats. In order to do just that, I have learned a great deal from the following resources:
It is one thing to save money by finding the cheapest air tickets, it is quite another thing to find a comfortable coach seat without paying extra or upgrading, in view of the fact that airlines are shrinking legroom to squeeze more seats into planes.
I swear by www.seatguru.com to help me figure out which seats are the most comfortable (e.g., lots of legroom). After finding the seats I want, it's time to figure out how to book those seats. In order to do just that, I have learned a great deal from the following resources:
- Window or Aisle? How to Increase Your Odds (New York Times Practical Traveler)
- The Shrinking Airline Seat (Independent Traveler)
- How to Get The Best Seat on the Plane (Frommer's)
- Getting Comfy in Coach (Condé Nast Traveler)
Thursday, July 2, 2009
Tips on Buying Organic Food
Many people want to buy organic food for its health and environmental benefits but balk at the higher prices. On the one hand, going 100% organic in one's grocery shopping would strain the grocery budgets of many households in today's depressed economy. On the other hand, it is possible to buy organic food without busting one's finances.
If your finances are tight and you have to be highly selective in your grocery shopping, the trick is to buy organic for those produce that are at highest risk of exposure to pesticides or chemical residues, while buying conventional produce for those at lowest risk of chemical contamination. The Consumerist has a helpful article, "When Is It Worthwhile to Buy Organic?" that, among other things, lists the so-called "Dirty Dozen" with the highest pesticide/chemical residues. These are the items that you should buy organic.
If your finances are tight and you have to be highly selective in your grocery shopping, the trick is to buy organic for those produce that are at highest risk of exposure to pesticides or chemical residues, while buying conventional produce for those at lowest risk of chemical contamination. The Consumerist has a helpful article, "When Is It Worthwhile to Buy Organic?" that, among other things, lists the so-called "Dirty Dozen" with the highest pesticide/chemical residues. These are the items that you should buy organic.
Resources:
- When Is It Worthwhile to Buy Organic? (Consumerist)
- Shoppers Guide to Pesticides (Environmental Working Group)
Tuesday, June 30, 2009
Tips on Buying Milk
How do you decide which is the best milk to buy? What is value for money? What are the differences between 1% and 2% milk? Between cream and half-and-half? Between powdered and fresh milk?Two articles -- "How to buy the best milk" (Cooking Light) and "A Family's Guide to Buying Milk" (Mambo Sprouts) offer you tips on how to decide which milk to buy for your family.
Saturday, June 27, 2009
A Penny Saved Is A Penny Gained #02
Today's round-up of my favorite money saving tips (continued):
- I always live within my means, buying only what I can afford.
- I always pay off the balance on all my credit cards in full at the end of each monthly billing cycle.
- I believe in saving diligently to pay for all my expenses instead of charging the expenses to my credit cards and being saddled with high interest for my poor planning.
- To assist me in figuring out how much I need to save to manage my cash flow, I keep a strict budget and plan all my expenses.
- I keep an emergency fund in case I should lose my job. At present, I have saved up enough to cover 8 months of unemployment. My goal is to save up enough money to cover 12 months of unemployment.
Read my other blog entries in A Penny Saved Is A Penny Gained Series.
Thursday, June 25, 2009
How to Avoid Being Fleeced When Buying A Car
Since the legislation for the "Car Allowance Rebate System" (CARS), popularly known as the "cash for clunkers" rebate program was passed, car dealers are now waiting for the hordes of potential new car buyers heading their way to sign the dotted line for a new vehicle. If you are one of those potential new car buyers, below is a round-up of resources to find out whether you qualify, what your "clunker" is worth, and how to avoid being fleeced by car dealers:
- In The Market For A New Vehicle? Here Are The Details Of The New CARS Credit Program. The Consumerist has compiled a list of helpful information that you need to know to determine whether it is worth your while to trade in your old car for a new car, and how to protect yourself from scammers.
- "Beware 'Cash for Clunkers' scams" A timely reminder from CNN about the usual scammers out to make you part with your hard earn money.
- www.cars.gov. Get the facts from the official government site.
- "Edmunds.com Provides List of Vehicles Eligible for "Cash for Clunkers" Rebate". Edmunds.com has compiled a helpful list of vehicles that are eligible for the "cash for clunkers" rebate. Check here to see whether your old car qualifies.
- Car Dealers' Tricks To Watch For. This article by Car and Driver is a must-read, to prep for the hardball tactics that many dealerships prey on unsuspecting buyers.
Wednesday, June 24, 2009
My Frugal Living Tip #6: Know when you can safely ignore "dry clean only" labels to save money
You can often ignore "dry clean only" labels and save money on high dry clean bills. Indeed, it's more like killing two birds with one stone, i.e., saving money and environment by reducing the discharge of highly toxic dry clean solvents on the environment.
Do you know when you can safely ignore "dry clean only" labels and when you ought to follow those labels? These two posts below from the folks at EcoSalon give you helpful advice and tips:
Do you know when you can safely ignore "dry clean only" labels and when you ought to follow those labels? These two posts below from the folks at EcoSalon give you helpful advice and tips:
- The Tyranny of "Dry Clean Only"
- Dry Clean Only? An Eco Expert Tells Us When It’s Safe to Ignore Labels
Read the other entries in my Frugal Living Tips Series.
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